You're paying a fortune in interest.
Do you know how much?
Tapd shows you the true cost of all your loans combined — home, personal, car, credit card — and gives you a step-by-step plan to pay less interest and get debt-free faster.
No bank login · No credit score check · Takes 2 minutes
Mobile app — coming soon
A $300K home loan at 7% for 30 years?
You'll pay back over $718K — that's $418K in interest alone. Add a personal loan and a car loan on top, and most people are quietly losing $50–80K to interest they never had to pay.
$418K+
Interest on a typical $300K home loan
2–4 yrs
Saved by optimising repayment order
$200/mo
Extra payment that can save $30K+ in interest
Everything you need to take control
Built for anyone juggling multiple loans every month.
True cost of your debt
Enter your loans once. See your combined outstanding, monthly EMI burden, and total interest payable — a number most people have never seen.
Personalised repayment plan
Avalanche (lowest interest cost) or Snowball (fastest wins). Tapd shows you which loan to attack first and exactly when each one gets paid off.
What-if simulator
Slide to any extra monthly payment and instantly see how many years you save and how much interest you avoid — down to the last unit of your currency.
Up and running in 2 minutes
Add your loans
Enter each loan's outstanding balance, interest rate, and remaining tenure. No bank account access needed — ever.
See your full picture
Tapd calculates your combined EMI burden, total interest payable, and exactly when you'll be debt-free.
Follow the plan
Get a ranked repayment order — which loan to clear first — and use the simulator to see how any extra payment accelerates your freedom.
Simple, transparent pricing
Start free. Upgrade when you want the full plan.
Free
- Track up to 3 loans
- Debt overview & total interest cost
- Interest breakdown by loan
- Principal vs interest split
- Repayment strategy (Avalanche / Snowball)
- What-if extra payment simulator
- Month-by-month payoff plan
- Unlimited loans
Pro
- Everything in Free
- Unlimited loans
- Avalanche & Snowball strategies
- What-if extra payment simulator
- Month-by-month payoff plan
- Prepayment trackersoon
- PDF exportsoon
We'll confirm pricing before charging anything
Your data stays private
Tapd never asks for your bank login or any sensitive credentials. You enter numbers — we do the math. All calculations run in your browser.
Frequently asked questions
Does Tapd need access to my bank account?
No. You enter your loan details manually — outstanding balance, interest rate, remaining tenure. No bank login, no account linking, no sensitive credentials required.
Which loans can I track?
Home loans, personal loans, car loans, credit card outstanding, and any other loan. Add multiple loans from different lenders and get a single combined view.
What is the Avalanche strategy?
Pay minimum EMI on all loans, then put every extra payment toward the highest interest rate loan first. When it's paid off, roll that freed EMI to the next. This minimises total interest paid — mathematically optimal.
Is Tapd free?
Yes — portfolio view, repayment strategy, and what-if simulator are free forever. Advanced features like prepayment tracking and PDF export are coming as optional paid upgrades.
Find out what your loans are really costing you
Takes 2 minutes. Free. No bank login.
Get started free